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At lunch today someone in our group mentioned they looked at their account balance through the ATM right before they met us for lunch and that they were overdrawn again.
He was quite upset saying he hadn't spent much at all since he received his paycheck last Friday. ..and after being overdrawn before he was trying to be careful when he swiped his card. He was so mad that he was heading to the bank that afternoon to "have a word with them" thinking that the bank had made a mistake.
"Where's all my money going? I don't spend that much!"
I commented, "When was the last time you looked at your bank statement?"
His answer was a common one, "I never look at them."
I asked "Well then, how do you keep up with your transactions?"
His answer, "In my head."
It can be an expensive lesson when some banks charge $30.00 or more for each overdraft.
We discussed this as well. His last purchase on his debit card was at a...
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